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THE FAIR DEBT COLLECTION PRACTICES ACT
9:00 - 10:00, Susan K. Cliffel
- Scope of the FDCPA
- Actions Permitted and Restricted by the FDCPA
WAYS TO COLLECT YOUR MONEY POST-JUDGMENT
10:15 - 11:15, Susan K. Cliffel
- Forms Needed to Collect the Judgment
- How to Discover Assets
- Installment and Lump Sum Payments
- Turnover or Assignment Orders
- Bank Attachments
- Use of Judgment Liens
- Collecting Unsecured Credit
- Correct Methods for Repossessing Collateral
- Collecting Municipal Judgment Liens and Code Enforcement Liens Reduced to a Money Judgment
WORKING WITH A THIRD-PARTY COLLECTION AGENCY
11:15 - 12:15, Tina R. Mills
- Collection Agency vs. Attorney: What Avenue Will Offer the Optimum Outcome?
- How the Rules Change for First-Party vs. Third-Party Debt Collection
- Selecting a Collection Agency
- Preparing the File for the Collection Agency and Attorney
- Maximizing Third-Party Action Effectiveness
- Monitoring Third-Party Action
- Reviewing Suit Recommendation
FILING THE LAWSUIT
1:15 - 2:15, Tina R. Mills
- Where to File the Lawsuit
- Causes of Action Available
- Being Prepared for Debtor Defenses, Default Judgments, Counterclaims and Established Credit Limit Traps
- Protecting Your Rights When a Debtor Files for Bankruptcy
- Mandatory Mediation and Other ADR Methods
- Form of Judgment
COLLECTING WITHOUT FILING A LAWSUIT
2:30 - 3:30, Charles L. Tate
- Determining Whether a Commercial Debtor is Worth Pursuing
- Locating and Notifying the Debtor
- Debt Settlement Negotiations
- Handling Extension Requests and Difficult Business Debtors
- Dealing With Post-Dated, Paid-in-Full, and NSF Checks
- The Legalities of Posting Payments
- The Effective Demand Process: Getting the Debtor's Attention
WHAT DO YOU DO WHEN ??? ? : COLLECTION SCENARIOS AND SOLUTIONS
3:30 - 4:30, Charles L. Tate |
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