New Jersey Workers' Compensation Insurance System Overview
Learn the ins and outs of how insurance companies operate in New Jersey. This module covers the technical aspects of insurance in Indiana including how insurance underwriters determine the premium employers pay and what factors drive up the cost of a workers' compensation insurance policy.
LEGAL MODULE ONE: Overview of the New Jersey Workers' Compensation Act and the Mechanics of Medical and Indemnity Benefits
Because compensation laws vary from state to state, this Module explains the rationale behind the New Jersey compensation system and the fundamentals of entitlement to benefits. Also discussed are the requirements necessary to file a claim and the differences between traumatic and occupational injury claims. This Module then provides a detailed discussion of how medical benefits work and the intricate nature of indemnity benefits in New Jersey.
LEGAL MODULE TWO: Statutes of Limitation, Motions for "Med and Temp", and Basis Defenses
In the second Module, a brief but thorough explanation of the extremely important issue of Motions for Medical and Temporary Benefits (Motions for "Med and Temp") is provided. This Module explains the requirements and timelines adjusters must follow as well as the nature and entitlement to medical benefits and tools needed to avoid litigation if possible. Also addressed are the multiple defenses available to the New Jersey Employer, the elements needed to assert these defenses, and the case law illustrating how these defenses can be properly asserted.
LEGAL MODULE THREE: Occupations Disease Claims, Total and Permanent Disability Claims, The "Second Injury Fund", Credits, and Rule Changes
In the third and final Module, an in-depth discussion of Occupational Disease Claims is provided along with the additional elements needed to be proven by an injured employee to prevail. The difference between occupational claims and traumatic injury claims is of great importance and will dictate not only the defenses asserted, but also the respective burdens of the parties in litigation. Also addressed are Total and Permanent Disability Claims, the possibility of including the "Second Injury Fund", and possible credits and entitlements to subrogation. Lastly, we take a look at recent statutory and rule changes and their effect on handling claims.
LEGAL MODULE FOUR: New Jersey Workers' Compensation System Update
This live or recorded webinar will discuss the recent case law trends in New Jersey from the Supreme Court of New Jersey and the Appellate Divisions well as legislative changes and recent legislative proposals. This session also discusses the impact of proposed changes to the Act and and proposed Rule changes.