Clear-Cut Techniques, Case Scenarios, Sample Forms and MUCH More!
Are you ready to handle these complex cases? This practical uninsured and underinsured motorist litigation course will clarify the in's and out's of these thorny cases - AND walk you through important information you should look for along the way. Seasoned attorney faculty will review UM/UIM coverage and highlight the steps you must take when dealing with either an uninsured or underinsured case. Filled with doctor deposition strategies, damage and limit calculations, medical record discovery and settlement strategies unique to UM/UIM cases; this course will help you face these complicated suits with confidence - register today!
- Get up to speed on state-specific UM/UIM statutes, trends and court rulings.
- Gain knowledge on interpreting exclusions in the policy.
- Explore ways to calculate limits and damages in underinsured motorist cases.
- Learn tips for negotiating with insurance companies.
- Examine real-world case scenarios of both uninsured and underinsured motorist cases.
- Review sample letters, forms and documents relative to both uninsured and underinsured cases.
- Explore bad faith considerations in UM/UIM cases.
- Maryland UM/UIM Insurance Law Fundamentals
9:00 - 10:00, Frank F. Daily and Rodney M. Gaston
- The Maryland Insurance Commission
- The Insurance Article
- Uninsured vs. Underinsured
- Applicable Statute of Limitations
- Declaratory Judgment Actions
- Clarifying UM/UIM Coverage/The Carrier and Insured's Perspective
10:00 - 11:00,
Frank F. Daily and Rodney M. Gaston
- Mandatory Coverage/Excess Coverage
- Insurance Carrier's Obligations/The Adjuster's Role
- Insured's Duty to Cooperate/Recorded Statements
- Who's Covered/Excluded Drivers/Resident Relatives
- Permissive Use
- Finding Sources of Coverage
- Hit and Run Coverage
- PIP and Med Pay
- "Arising Out of" Clauses
- Auto Collision at Work
- Subrogation Rights/Ins. Art. 19-511
- Liability, Damages, Offsets and Liens
11:15 - 12:30, Frank F. Daily and Rodney M. Gaston
- Who is at Fault?
- Personal Injuries/Permanency
- Pre-Existing Conditions
- Reasonable vs. Excessive Treatment
- Pros and Cons of Chiropractic Care
- What are "Fair and Reasonable" Charges
- Using Computers to Assign Value
- The "IME"
- Dealing Fairly with the Insured/First Party Bad Faith
- Proving Lost Wages/Loss of Earning Capacity
- Loss of Consortium Claims
- Understanding Medical Liens and Statutory Off-Sets
- The "Super" Hospital and Medicare/Medicaid Liens
- Settlement Considerations
- Filing Suit, Discovery and Motions
1:30 - 2:15, Frank F. Daily and Rodney M. Gaston
- Who Can You Sue
- Who Must You Sue
- Agency Issues
- District Court vs. Circuit Court
- The "Amount in Controversy"
- Using C.J.P. 10-104 to Prove Damages
- Pre-Suit Preparation is a Must
- Using all Forms of Discovery
- Dealing with Experts
- The Defense Physical Examination
- Necessary Stipulations
- Motions Practice/Motions in Limine
- The Trial
2:30 - 3:30, Frank F. Daily and Rodney M. Gaston
- Jury vs. Non-Jury
- The Purpose of Opening Statements
- What Evidence do You Need and How is it Admitted
- Testimonial and Demonstrative Evidence
- Examination of Witnesses/Direct and Cross
- Identifying the Insurance Carrier to the Jury
- Trial Tactics
- Making Necessary Objections
- Closing Arguments
- Post-Trial Motions
- Who Writes the Check?
- Ethics in UM/UIM Cases
3:30 - 4:30, Frank F. Daily and Rodney M. Gaston
- Who do You Represent
- Conflicts of Interest
- Pitfalls Representing Multiple Plaintiffs
- The Wrongful Death Claim
- Avoiding Third Party Bad Faith Claims
This basic-to-intermediate level seminar is designed for attorneys and insurance adjusters, claims representatives and other insurance professionals. Paralegals will also benefit.