This course provides an overview of the following:
Taking the Course
- Insurance Principles & Legal Responsibilities
- Characteristics of Legal Responsibilities & Illegal Acts of an Insurance Agent
- Legal Responsibilities in the Agency
- Legal responsibilities with the Insured, the Insurance Contract, Liability, & in Consumer Protection
- Legal responsibilities & HIPAA
- Legal Issues in Insurance Fraud
This course is entirely self-study; move through the manual at your own pace while you prepare for the exam! This course will not expire.Taking the Exam
Exam procedures will be included with the text materials. Students will be required to pass a 50-question, multiple-choice, closed-book exam with a grade of 70% or higher in the presence of a NY State Insurance Department approved monitor. Students are provided 2 attempts to pass the examination.
Monitoring fees are included in the price of tuition ONLY IF THE EXAM IS MONITORED AT POHS INSTITUTE.
Alternatively, students can make arrangements to find their own NY State approved monitor; click here
to review the approved list of monitors on the Department's website.
However, students may be required to pay an additional monitoring fee to that monitor.
In addition, those students who would like to take the exam in front of an outside monitor must contact Pohs Institute directly and pay for delivery of a sealed exam and monitor affidavit package.Filing Your Continuing Education Credits
As required by law, Pohs Institute will report your CE credits to the NY State Ins. Dept electronically within 30 days of the completion of the exam.
In addition, licensees also are required to renew their license before their license expiration date; click here
for more details.Receipt of Materials
Upon purchasing this course, the materials will be delivered to you via email in a .pdf document. The course can be printed out, and/or used on multiple computers for your convenient study.Alternate Printed Study Manual Option
If you would prefer to have a printed Study Manual shipped to you versus receiving a .pdf document, click here
(an additional $16 shipping charge would apply.)Continuing Education Credit
The course is approved for CE for the following:New York Insurance Licenses
- 8 credit hoursLife, Accident/Health Agents (LA)
P&C Agents (PC)
P&C Brokers (BR)
General Consultants (C3)
Life Consultants (C1)
Public Adjuster (PA)
Life, Accident/Health Broker (LB)
CFP - 8 credit hours (Note: CFPs are not required to use a NY state-approved monitor; a disinterested third-party can monitor your exam, but still must fill out a monitor affidavit form at the time of the exam. Pohs Institute would be pleased to monitor your exam at its discounted rate.)
Approval No.: NYCS-212591